Baccarat is a fairly easy game to play. You can bet on the Player, the Banker, or on a Tie. Your goal is to bet on which hand will get the closest to nine points. Remember, in Baccarat, you can’t go over nine. A third card takes you back to zero and up again.

Both the Player and the Banker’s hands are dealt at least two cards. Whether a third card is dealt depends on the Banker’s total cards and the Player’s total cards.

If you’re new to Baccarat you might decide that betting on a tie is worthwhile. Or you might choose to bet on the Banker all the time because you assume you’re basically taking the role of the house (not necessarily the case). Or you might want to always bet on the Player because, well, you technically are the player.

But how do you know which yields the best odds? We’ve got everything uncovered for you, so keep reading. We’ll make it quick because we know you want to get down to playing.

A brief rundown on the odds

Baccarat rules have been carefully put together to not only benefit the house, but also to appear that they’re beneficial to the player. That’s not to say they’re deceiving. After all, the house always wins at the end of the day (meaning they take in more than they give back). But in Baccarat, the house edge can practically live on the edge of zero.

Whether you’re betting on the Player or the Banker, the house has an edge. And by betting on a tie, the house has a ridiculously massive edge. But how big are we talking about? Well, The Banker will win 50.68% of all hands that don’t end up in a tie, and the Player will win 49.32%.

Wait a second. Did we just say that betting on the Banker win 50.68% of the time? We absolutely did. And because there’s no real advantage to the house, casinos have set things up so that the house takes a 5% commission on winning Banker bets.

Is it better to bet on the Banker or the Player?

The house edge for the Banker is 1.17%. The house edge when betting on the Player is 1.36%. That means that even with the 5% commission, it’s still worth betting on the Banker. But what about betting on a Tie? Is that ever worthwhile? In a nutshell, no. The house edge for tie bets is a whopping 14.4% bet. You’re better off throwing your money away than placing a bet on a Tie. That’s because a tie happens about 9.55% of the time. Bottom line? Stay away.

Odds are you’ll have fun
Baccarat offers some of the best odds for players, so no matter where you lay down your money, we’re willing to bet you’ll have a blast. You can play free Baccarat online right now at Silver Oak Casino, so get yourself set up with a free account and play now.


Simon is an overactive gambler and the Staff Writer here at Silver Oak. He loves casino bonuses, online slots, and using the em dash too often. Currently, he rests his typing hands in Vancouver, Canada.